Moving Insurance: Tips to get your claim for damaged Item after shifting

Choosing professionals for relocating to your new place is a good idea. You don’t have to worry about the hassles involved in the shifting process as these packers and movers take responsibility to handle your belongings with care while moving. The entire shifting staff will not only pack, load, & move your goods but will also unload and unpack them at the drop location. Even though these professional movers are extra cautious for the safety of your goods, you never know when & where any kind of accident may occur during the shifting task.

There are several known & unknown factors behind uncertain breakages, loss, or any other damage caused to your goods while relocating them. It becomes necessary to ask for moving insurance from your packers and movers in Noida, Delhi, Gurgaon, & other regions of metro cities. The majority of moving companies provide insurance cover for goods with on-demand office and home shifting services. If your packers and movers bring an insurance policy for your belongings then you’re at a safer side as you can claim the compensation in case any of your items suffer damage during the move.

A quick brief on home relocation insurance

Before moving your goods, you must ensure that your packers and movers in Noida, Delhi, & other areas of NCR provide insurance coverage as the compensation against damages & loss of movables.  It is advised to verify the insurance policy & go through all terms and conditions of the contract offered by the moving company.

If you’re one of those who move households frequently for short and long-distance relocations then can also ask for transit insurance that covers all types of goods & packages moved.

While hiring any of the top packers and movers in Delhi NCR & other cities of India, you must know about the types of moving insurance available for you. There are two types of insurance policies that most relocation companies in India deliver to their customers with shifting services & here are they:

Relocation/transit insurance

You may call it relocation insurance or transit insurance as it covers all goods and packages against any damage or loss caused during the move. However, any loss or breakage occurred before and after the shifting is done is not covered in transit insurance. So, you can’t claim the insurance if the damage happened during the loading & unloading of movables.

You can also opt for relocation insurance at any general insurance provider in case if a shifting company doesn’t provide this facility. Also, don’t forget to cross-check the original insurance document and bill provided by the moving company.

All-inclusive moving insurance

If you’re choosing this insurance type then you can claim the compensation in case your household goods get damage while packing, loading, moving, unloading, unpacking, & reassembling process. No matter whether an item suffered breakages due to bad handling, inappropriate packing, theft, or accident, your packers, and movers will do the remuneration for the loss.

With all-inclusive relocation insurance, you can ask for compensation for any damage or loss of item occurred during the shifting process. In most cases, the best packers and movers in Noida, Delhi NCR include all types of items in an all-inclusive insurance policy but many local shifting companies reject insurance claims for unjustified reasons. Therefore, you must be careful and smart while signing the insurance documents presented by your packers and movers in Gurgaon, Ghaziabad, & other NCR zones.

Why taking moving insurance is a necessity for you?

Accidents can take place anywhere and anytime, it is completely unpredictable even if your packers & movers are extra careful and professional. Therefore, we suggest you insure your packages by spending a little more with the charges of full-service shifting.

Moving insurance keeps you at a safer side as you can claim the compensation in case of loss of belongings while shifting. There is no doubt that your packers and movers won’t be damaging your goods intentionally and their packers & movers are always careful with the safety of your movables right from the beginning to the completion of shifting job. However, you’re advised to purchase moving shifting for these benefits:

  • Insurance on household items is the simplest way to claim compensation for the damage caused to them during the shipping process. 
  • Purchasing transit insurance gives a benefit with an insurance cover for all the damages and loss of goods as per the policy defined to you.
  • You can claim up to 80% of the total value of the goods declared from the insurance policy.

More on the process of moving insurance

  • Add details mentioning the overall value of each household item to claim the compensation later. 
  • If your home shifting services in Noida& Delhi NCR come under insurance then you can make direct complaints regarding any damage or loss of items.
  • You must file your claim with the packers and movers service provider and it will be acknowledged in less than 30 days.
  • You can ask for a final settlement for insurance claim within 120 days. The claim value must be approved as per the liability amount mentioned in the document.

If your packers and movers are reliable, they will take all possible measures to avoid damages while moving your goods. However, if any damage occurs to your belongings, they will provide you the best support for an insurance claim. Always hire the best packers and movers at the reputed shifting company to stay away from the worries of damage and moving insurance.

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